That is the phrase my father would always say to me when I wanted to know something or was confused about things. I have this to be true when referring to your bills and the companies you deal with. They want your business. They will try to keep you from leaving and will work with you to make you happy or at least happier. I called the cable company today and got a $30 reduction in my bill without really losing any of my services. I am quite proud of myself and I think I will apply this new attitude to other areas of my life. I encourage you to call a company you do business with and get them to cut you a deal. What's the worst they can say? No? It's not the first or last time you will hear that in your life.